Your contract is your capital.
Fast, flexible working capital for South African MSMEs.
Check Capital Access
Get started securely in seconds.
Three ways to access capital.
Contract Backed Financing
Confirmed contract? We fund you upfront, paid direct to suppliers.
Learn moreMore than a transaction.
Every funding comes with budgeting support, compliance coaching, and check-ins.
Apply nowBuilt different.
Capital, support, and accountability in every transaction.
Funded in 2–5 business days.
Faster than any bank or bridging provider. Time-sensitive deals, met.
Apply nowPaid direct to suppliers.
Ring-fenced via FNB 3PIM. Every rand tracked.
More than a transaction.
Support beyond the funding.
Registered. Regulated. Trusted.
NCR NCRCP20635. FIC ID 47448. Managed with full transparency.
Funded in days, not months.
No queues. No branch visits. No delays.
Apply
We review your contract
Response within 24–48 hours.
Agreement signed
Simple, transparent loan terms.
Direct supplier payment
Ring-fenced via FNB 3PIM.
Deliver & repay
Average cycle: 30–90 days.
Ready to check your capital access?
Tell us about your contract. We'll review it and respond within 24–48 hours.
Fast-track your application
Skip the red tape and get a decision in days, not months.
Start Your ApplicationResults that speak for themselves.
Youth supplier · R250,000 funded
Uniform supplier to a provincial department. Repaid in full.
Women-owned · R400,000 funded
Provincial event coordination. Repaid in 2 weeks.
Defence sector · R1.85M funded
State-owned defence agency contract. Repaid in 3 months.
These businesses applied. You can too.
Apply for FundingReady to get funded?
Share your contract. We respond in 24–48 hours.